OUR SERVICES
Finance solutions tailored to your goals
Whether you are growing a business, purchasing property or planning your next move, Big Ocean Finance provides clear advice and tailored lending solutions to help you move forward with confidence.
Our brokers take the time to understand your situation, compare options across more than 50 lenders and structure finance that supports your long-term goals.
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Smart, strategic lending support for businesses that want to strengthen cashflow, expand or invest. We help trading businesses structure debt effectively, improve financial stability and access the right lending facilities for growth. With specialist experience across mining services, construction, transport and regional WA, we understand the unique pressures and opportunities facing local businesses.
How we can help:
● Commercial property loans
● Working capital solutions
● Refinancing and restructuring
● Trade finance
● Finance for acquisition and expansion
● Facilities for contractors and service providersIdeal for:
Established businesses looking for strategic lending support, whether they are stabilising cashflow, expanding operations or planning for long-term growth.
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Fast, flexible options to help you secure the machinery, vehicles or equipment your business needs to operate smoothly.
With extensive experience in mining, construction and transport industries, we understand the assets that keep your business moving and know how to structure deals efficiently.
How we can help:
● Vehicle finance
● Machinery and plant
● Commercial fleets
● Specialist equipment
● Equipment upgrades or replacementsIdeal for:
Contractors, owner-operators, transport businesses and growing companies needing essential assets.
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Solutions designed to improve working capital and keep your business performing at its best.
We help clients manage seasonal fluctuations, strengthen cashflow and build financial stability through practical lending options.
How we can help:
● Working capital facilities
● Trade and invoice finance
● Short-term funding options
● Debtor and receivables finance
● Lines of creditIdeal for:
Trading businesses looking for smoother cashflow, better liquidity or funding for growth.
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Strategic support for investors, builders and developers navigating residential or commercial projects.
With deep industry insight across construction and development, our brokers help structure finance that keeps projects moving from land acquisition through to completion.
How we can help:
● Residential and commercial investment loans
● Construction finance
● Development finance
● Bridging lending
● Refinancing and restructuringIdeal for:
Investors, developers, builders and clients with multi-property portfolios.
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Guidance and lending support for clients purchasing property through their Self-Managed Super Fund.
We help navigate the complexities of SMSF borrowing to ensure compliance, clarity and a lending structure that aligns with your long-term wealth strategy.
How we can help:
● SMSF loans for residential property
● SMSF loans for commercial property
● Support in assessing borrowing capacity
● Liaising with accountants and financial plannersIdeal for:
Clients seeking long-term investment through their SMSF.
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Friendly, expert guidance for first-home buyers, families, upgraders and property investors.
Whether you are purchasing, establishing, building, refinancing or expanding your portfolio, we provide clear advice, compare options across 50+ lenders and help you understand exactly what is achievable.
How we can help:
● First-home buyers
● Investment properties
● Refinancing
● Construction lending
● Development and subdivision lending
● Lending for upgraders
● Debt consolidation
● Pre-approval support
● Planning pathways for clients not yet application-readyIdeal for:
Homeowners, investors and clients seeking clarity and ongoing support.
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Simple and competitive solutions for life’s major purchases.
How we can help:
● Car loans
● Lifestyle and personal purchases
● Debt consolidation
● Unsecured personal lendingIdeal for:
Clients wanting a straightforward, trusted solution without the complexity.
Not sure which service you need?
We are here to help. Send us an enquiry and one of our brokers will reach out quickly to understand your goals and point you in the right direction.